• Is eligible to receive financial aid as described under "Eligibility Requirements".
• Is enrolled in a degree-seeking program or certain certificate programs.
• Has educational costs not covered by other types of financial aid, as certified by Stark State College Financial Aid Office.
• Is enrolled and maintains at least 6 credit hours during the semester.
• Has shown ability to benefit.
• Is making satisfactory academic progress according to the standards established by federal regulations and Stark State College.
• Is not in default on any federal student loan with the Department of Education or another institution and does not owe a grant overpayment.

First-time borrowers must fulfill all requirements found here.