- In-network deductible: individual $300 | family $600
- Co-insurance (PPO – in network) 90/10
- Maximum out-of-pocket, in-network providers: individual $1,200 | family $2,400
- Flexible Spending Account (FSA) optional – health & dependent care
- Calendar year maximum benefit: $3,000 per person
- Orthodontic lifetime maximum benefit: $2,000 per person
- Calendar year deductible: individual $25 | family $75
- Co-payment (after deductible amount is satisfied):
- preventative & diagnostic services: 100% of R & C
- basic restorative services: 80% of R & C
- major restorative services: 80% of R & C
- orthodontic services: 60% of R & C
Overall calendar year maximum benefit: $2,500 per person
Orthodontic lifetime maximum benefit: $1,200 per person
One regular eye exam in each 12 consecutive month period by an ophthalmologist, optician or optometrist for each person covered; maximum payment $40 per exam.
One pair in each 12 consecutive month period. Payment is made for the actual charge for one or two lenses or contact lenses, but not more than:
|PER LENS||PER PAIR|
|Contact lenses, cosmetic||$35||$70|
|Contact lenses, medically necessary||$200||$400|
Dependents can be covered under the medical, dental and vision plans until the end of the month they reach age 26. They do not have to be a student and can be married or have a job that offers insurance.
The Ohio Public Employees Retirement System (OPERS) was established to provide a secure retirement for Ohio’s public employees and their families. OPERS is available to all staff members. The College contributes 14% of the employee’s wages for the retirement benefit and the employee contributes 10%.
The State Teachers Retirement System (STRS) was established to provide a secure retirement for Ohio’s public educators. STRS is available to all faculty members. The College contributes 14% of the employee’s wages for the retirement benefit and the employee contributes 14% of their wages toward the retirement benefit.
Alternative Retirement Plan
Faculty and staff may elect the Alternative Retirement Plan (ARP) in lieu of one of the state plans.
Voluntary supplemental retirement accounts
Stark State College offers supplemental, voluntary savings options to help faculty and staff plan for retirement. Most employees are eligible to participate in these plans to enhance retirement savings through voluntary pre-tax (state and federal only) contributions to a tax-deferred account – 403(b) plan – and deferred compensation program – 457(b) plan.
Life and accidental death & dismemberment insurance
$50,000 (paid by College)
An optional voluntary supplemental life & accidental death and dismemberment policy is available for up to $60,000 (employee paid)
- Sick days: 1.25 days/month
- Holidays: 11 paid days per fiscal year
- Personal days: 3 paid days per fiscal year
- Tuition assistance: employee (after 1 year service)
- Instructional fees (Stark State tuition): employee & dependents
- Reciprocal enrollment agreement (KSU Stark): employee
- Employee Assistance Program: employee & family
- Fitness Center privileges (KSU Stark): employee
- College Store discount
- Employee discounts
- Flexible Spending Accounts
- Public service loan forgiveness program